Ask Yourself. . .

• Is your investment portfolio too risky for the return you're getting?
• Does your investment consultant take tax consequences into account when discussing investment options with you?
• Do you have more than one IRA account on which you pay fees? Why?
• Do you only hear from your investment consultant when he wants to place a buy order?
  
  Just with these issues alone, you may not be making the most money you could be, or you may be paying more than you should be.  Our experienced, knowledgeable Investment Consultants will put all of the issues on the table and consult with you regularly to help you make the most informed financial decisions possible.
  
  Our Investment Consultants have the expertise to help you:
• Manage your investments*
• Administer assets
• Transfer wealth effectively
• Minimize taxes (both investment and estate taxes)**
  
  So make sure you're not missing any hidden treasure in your wealth strategy and talk with a First Fed Investment Servicessm consultant.
  
  We invite you to come in for a complimentary consultation with no further obligation.
  
  Special Offer!
  Move your brokerage account over to First Fed and we'll pay up to $75 of the transfer fee. 

*Securities offered through PRIMEVEST Financial Services, Inc., an independent registered broker dealer, member FINRA/SIPC/MSRB.  Investment products available through PRIMEVEST Financial Services, Inc., are not bank deposits, or guaranteed by First Federal Bank of California, are not insured by the FDIC or any federal government agency, and involve risk, including the possible loss of principal.  Insurance products offered through PRIMEVEST Financial Services, Inc., a licensed insurance agency.  PRIMEVEST and First Fed Investment Servicessm is located at 401 Wilshire Blvd., Santa Monica, CA 90401.

**Consult your tax counsel for advice and information concerning your particular circumstances.  Neither PRIMEVEST, or any of its representatives may give tax advice.