Electronic Payment Authorization (EPA) Processing is an ACH protection and authorization feature that ensures that only authorized electronic entries are posted to a client's business account.  By informing First Fed of authorized ACH originators, EPA will reject and automatically return items that do not meet the pre-established criteria.  EPA is of benefit to business owners who:

• Are concerned about unauthorized electronic transactions posting to their accounts
• Manually check their account(s) for unauthorized transactions on a daily basis
• Have experienced attempted or actual fraudulent electronic activity on their checking accounts

With EPA, you'll benefit from:

• Convenience of automatic monitoring of ACH activity and returns of unauthorized transactions
• Monetary savings associated with not having to check manually for attempted fraudulent activity
• Confidence that your company can provide account numbers to business partners knowing that only authorized ACH transactions will post to your account

AUTOMATED CLEARINGHOUSE BLOCKING

In addition to authorized specific transactions, First Fed also offers our business clients ACH BLOCKING with options of rejecting all ACH debits, all ACH credits or all ACH transactions.