Automated Clearing House (ACH) is an electronic network through which First Fed safely and securely collects and disburses payments electronically on behalf of our business clients.  ACH transactions can be debits or credits and are of benefit to businesses that need or want to:

• Originate electronic payments or collections
• Collect recurring payments
• Reduce the cost of using checks or wires for making payments
• Reduce the cost of billing clients for high volume, low dollar recurring receivables
• Offer the convenience of direct deposit payroll

With ACH, you'll benefit from:

• Faster access to funds
• No possibility of lost checks or mail delay
• Time and monetary savings associated with writing and mailing invoices and checks
• Monetary savings associated with wire fees

ACH allows you to control disbursements and collections easily, conveniently and securely, 24-hours a day, 7 days a week.

To utilize this service, you must also utilize the Bank's online service, FFBExpress.