Maximum loan to value (based on credit qualification)
90%
90%
N/A
Maximum amount available (based on credit qualification and/or down payment)
$100,000
$100,000
$10,000
Payment choices
5% of the balance or $25, whichever is greater
Interest only monthly; principal and interest at maturity
5% of the balance or $25, whichever is greater
Available term
Open-ended
Term of CD
Open-ended (subject to annual review)
A variety of credit card options are also available through an alliance with Elan Financial Services. Elan Financial Services is not affiliated with First Federal Bank of California.